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Financial Highlight
Capital Structure
Ownership Pattern
Correspondent Bank
Board of Directors
Management Team
Interest Rate
Effective from Magh 1,2061 (14 January 2005)
DEPOSITS
Deposit Rates (Per annum)
Saving Deposit (NRS)
4.00%
Saving Deposit (USD)
0.50%
Lumbini Saving Scheme*
4.00%
Fixed Deposit
6 month
4.00%
1 year
4.25%
2 year
4.75%
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For Loans And Advances
LOANS AND ADVANCES
Prime
Others
Industrial
Others
Industrials
Others
Working Capital(Overdraft, HYpothecation,Revolving WC)
Import Loan/ T.R.Loan
-for 90 days
-for 120 days
Pre/Post Shipment NRS/IRS
Pre/Post Shipment (USD)
Fixed Term Loan
Hire Purchase Loan
Priority Sector Loan
Deprived Sector Institutional
Deprived Sector Individual
Loan against Bank Guarantee
Loan against HMG Securities
Loan against Fixed Deposits(LBL)
Loan in NPR against FCY FD
Housing Loan
Personal Loan
Other/Miscellaneous Loans
11.00
11.50
12.50
13.00
8.50
8.75
9.00
9.50
8.75
9.00
9.25
9.75
9.00
10.00
4.50
11.50
12.00
12.50
13.00
10.50
11.00
11.00
11.50
11.50
12.00
7.00
10.00
8.50
7.50
8.50
Plus 2% or minimum 7.50%
7.50
8.00
10.00
10.50
12.00
15.00
*
On Daily Balance
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